{"id":2405,"date":"2023-01-26T13:29:13","date_gmt":"2023-01-26T13:29:13","guid":{"rendered":"http:\/\/water-damage-experts.com\/gogreen\/?p=2405"},"modified":"2023-01-26T13:29:14","modified_gmt":"2023-01-26T13:29:14","slug":"does-your-business-insurance-cover-water-damage","status":"publish","type":"post","link":"https:\/\/water-damage-experts.com\/gogreen\/does-your-business-insurance-cover-water-damage\/","title":{"rendered":"Does Your Business Insurance Cover Water Damage?"},"content":{"rendered":"\n<p>Water damage can be costly. If your business is damaged, it&#8217;s always a good idea to check with your insurance to see what is covered. While your insurance agent will have the specifics for your business, there are a few types of water damage that are typically covered.<\/p>\n\n\n\n<h3>What Water Damage Does Most Insurance Cover?\ufeff<\/h3>\n\n\n\n<p>Here are some types of water damage that&nbsp;<a href=\"https:\/\/www.forbes.com\/advisor\/homeowners-insurance\/water-damage\/\" rel=\"noreferrer noopener\" target=\"_blank\">many policies cover<\/a>:<\/p>\n\n\n\n<ul>\n<li><a href=\"https:\/\/%20however%2C%20many%20storm%20damage%20repair%20companies%20work%20with%20your%20insurance%20company.%20some%20even%20offer%20direct%20billing%2C%20which%20means%20the%20company%20will%20bill%20your%20insurance%20directly%2C%20only%20leaving%20you%20with%20whatever%27s%20not%20covered.%20this%20means%20you%20don%27t%20have%20to%20file%20a%20claim.\/\" rel=\"noreferrer noopener\" target=\"_blank\">Burst or leaking pipes<\/a><strong>.<\/strong> A pipe leak can cause massive water damage.\ufeff<\/li>\n\n\n\n<li><strong>Accidental leaks.<\/strong> This could be from an appliance, like an air conditioning unit.<\/li>\n\n\n\n<li>So<strong>me types of&nbsp;<\/strong><a href=\"https:\/\/www.valuepenguin.com\/does-homeowners-insurance-cover-water-damage\" rel=\"noreferrer noopener\" target=\"_blank\">water damage from storms<\/a><strong>, such as a roof leak.<\/strong> Wind, hail, and water can break a hole in your roof or expose an old hole, letting water in.<\/li>\n<\/ul>\n\n\n\n<p>Mainly, water damage is covered if it&nbsp;<a href=\"https:\/\/www.nationwide.com\/lc\/resources\/home\/articles\/does-homeowners-insurance-cover-water-damage\" rel=\"noreferrer noopener\" target=\"_blank\">occurred suddenly<\/a>, from inside your business. Most policies&nbsp;<a href=\"https:\/\/www.allstate.com\/tr\/home-insurance\/water-damage.aspx\" rel=\"noreferrer noopener\" target=\"_blank\">do not cover flood damage<\/a>&nbsp;under your regular business insurance, but it is always a good idea to ask. Check your insurance policy to verify your coverage.<\/p>\n\n\n\n<h3>When Should I Call a Professional?<\/h3>\n\n\n\n<p>You should call a professional to help with water damage for the following reasons:<\/p>\n\n\n\n<p>\ufeff<\/p>\n\n\n\n<ul>\n<li>Water damage will continue to worsen as long as the cause is not fixed.<\/li>\n\n\n\n<li>Many insurance providers stop covering water damage if it is the result of&nbsp;<a href=\"https:\/\/www.amfam.com\/insurance\/home\/coverages\/water-damage\" rel=\"noreferrer noopener\" target=\"_blank\">poor maintenance or neglect<\/a>.<\/li>\n\n\n\n<li>Water damage can lead to mold. Mold is hazardous to breathe in and can cause&nbsp;<a href=\"https:\/\/www.epa.gov\/mold\/mold-and-health\" rel=\"noreferrer noopener\" target=\"_blank\">allergy-like symptoms and asthma attacks<\/a>. Once mold exists in your business, you will likely need separate&nbsp;<a href=\"https:\/\/www.gogreenrestoration.com\/services\/commercial-mold-remediation\" rel=\"noreferrer noopener\" target=\"_blank\">mold remediation services<\/a>&nbsp;to safely contain and remove it.<\/li>\n<\/ul>\n\n\n\n<h3>Green Restoration Has You Covered<\/h3>\n\n\n\n<p>At Green Restoration, we are experts in&nbsp;<a href=\"https:\/\/www.gogreenrestoration.com\/services\/water-damage-restoration\" rel=\"noreferrer noopener\" target=\"_blank\">water damage restoration<\/a>. We are experienced in working with insurance and even offer direct billing to make things easy. Check to see if your business insurance will cover some of the costs and we&#8217;ll partner with you from there!&nbsp; <a href=\"https:\/\/gogreenrestoration.com\/contact-us\/\" rel=\"noreferrer noopener\" target=\"_blank\">Contact us<\/a>&nbsp;today to learn more about our full&nbsp;<a href=\"https:\/\/www.gogreenrestoration.com\/services\/commercial-restoration\" rel=\"noreferrer noopener\" target=\"_blank\">commercial restoration and reconstruction<\/a>&nbsp;services.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Water damage can be costly. If your business is damaged, it&#8217;s always a good idea to check with your insurance to see what is covered. While your insurance agent will have the specifics for your business, there are a few types of water damage that are typically covered. What Water Damage Does Most Insurance Cover?\ufeff Here are some types of&#8230;<\/p>\n","protected":false},"author":1,"featured_media":2406,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[2],"tags":[],"_links":{"self":[{"href":"https:\/\/water-damage-experts.com\/gogreen\/wp-json\/wp\/v2\/posts\/2405"}],"collection":[{"href":"https:\/\/water-damage-experts.com\/gogreen\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/water-damage-experts.com\/gogreen\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/water-damage-experts.com\/gogreen\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/water-damage-experts.com\/gogreen\/wp-json\/wp\/v2\/comments?post=2405"}],"version-history":[{"count":1,"href":"https:\/\/water-damage-experts.com\/gogreen\/wp-json\/wp\/v2\/posts\/2405\/revisions"}],"predecessor-version":[{"id":2407,"href":"https:\/\/water-damage-experts.com\/gogreen\/wp-json\/wp\/v2\/posts\/2405\/revisions\/2407"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/water-damage-experts.com\/gogreen\/wp-json\/wp\/v2\/media\/2406"}],"wp:attachment":[{"href":"https:\/\/water-damage-experts.com\/gogreen\/wp-json\/wp\/v2\/media?parent=2405"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/water-damage-experts.com\/gogreen\/wp-json\/wp\/v2\/categories?post=2405"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/water-damage-experts.com\/gogreen\/wp-json\/wp\/v2\/tags?post=2405"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}