Water damage can be costly. If your business is damaged, it’s always a good idea to check with your insurance to see what is covered. While your insurance agent will have the specifics for your business, there are a few types of water damage that are typically covered.
What Water Damage Does Most Insurance Cover?
Here are some types of water damage that many policies cover:
- Burst or leaking pipes. A pipe leak can cause massive water damage.
- Accidental leaks. This could be from an appliance, like an air conditioning unit.
- Some types of water damage from storms, such as a roof leak. Wind, hail, and water can break a hole in your roof or expose an old hole, letting water in.
Mainly, water damage is covered if it occurred suddenly, from inside your business. Most policies do not cover flood damage under your regular business insurance, but it is always a good idea to ask. Check your insurance policy to verify your coverage.
When Should I Call a Professional?
You should call a professional to help with water damage for the following reasons:
- Water damage will continue to worsen as long as the cause is not fixed.
- Many insurance providers stop covering water damage if it is the result of poor maintenance or neglect.
- Water damage can lead to mold. Mold is hazardous to breathe in and can cause allergy-like symptoms and asthma attacks. Once mold exists in your business, you will likely need separate mold remediation services to safely contain and remove it.
Green Restoration Has You Covered
At Green Restoration, we are experts in water damage restoration. We are experienced in working with insurance and even offer direct billing to make things easy. Check to see if your business insurance will cover some of the costs and we’ll partner with you from there! Contact us today to learn more about our full commercial restoration and reconstruction services.