Storm damage is not only stressful, it can be costly to fix. It’s also important to get storm damage fixed as soon as possible, which can be tough on your budget. The good news is many insurance companies will help you cover the cost of repairing storm damage.
What Are Common Types of Storm Damage That Might Be Covered?
Here are some types of storm damage that many policies cover.
- Lightning Strikes. Lightning strikes can cause fires, which even in rainy or snowy weather, can cause extreme damage to your home.
- Wind, Hail, and Fallen Tree Damage. Wind, hail and fallen trees can damage your windows or roof.
- Some Types of Water Damage. While flood damage is not usually covered, sudden water damage usually is. For example, if a pipe bursts in your home, the ensuing water damage is usually covered.
Check your homeowner’s insurance policy to verify your coverage. It is important to know that pre-existing issues, wear and tear, and neglect are often reasons why you will not be able to file a claim.
When Should I Call a Professional?
Storm damage can be too severe to fix by yourself, but the good news is many storm damage repair companies work with your insurance company. Some companies offer direct billing, which means they will bill your insurance directly and you will only have to pay the remaining balance. This saves you the time and effort of filing a claim.
Here are some types of damage you should call a professional for.
- Fire Damage. Fire damage can make your home dangerous because of structural issues, exposed electrical wires, and fumes. You should always call in professional fire damage restoration teams after a fire.
- Water Damage. Water damage is tricky to clean up entirely by yourself, and if you miss any water, it can quickly lead to mold.
- Roof Damage. It is dangerous to climb on your roof and attempt to fix it. It also can lead to catastrophic storm damage in the future if you don’t repair it correctly.
Green Restoration Can Help
At Green Restoration, we offer direct insurance billing and are excited to work with your and your homeowner’s insurance to make your repairs easier. We are experts in all types of storm damage restoration, whether it’s fire damage, roof repair, or water damage. Contact us today.